Call reports 2011
JUNCTION NATIONAL BANK — 2011
What JUNCTION NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 45,082,000 | 49,744,000 | 48,979,000 | 49,178,000 |
| Total loans | 17,470,000 | 16,477,000 | 16,873,000 | 17,393,000 |
| Allowance for loan losses | 318,000 | 313,000 | 313,000 | 286,000 |
| Securities available for sale | 19,123,000 | 19,200,000 | 19,725,000 | 21,245,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,797,000 | 43,233,000 | 42,158,000 | 42,246,000 |
| Interest-bearing deposits | 26,430,000 | 27,290,000 | 26,098,000 | 27,206,000 |
| Noninterest-bearing deposits | 12,367,000 | 15,943,000 | 16,060,000 | 15,040,000 |
| Equity capital | 6,233,000 | 6,410,000 | 6,670,000 | 6,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 483,000 | 964,000 | 1,445,000 | 1,912,000 |
| Interest expense | 31,000 | 61,000 | 92,000 | 116,000 |
| Net interest income | 452,000 | 903,000 | 1,353,000 | 1,796,000 |
| Noninterest income | 118,000 | 241,000 | 353,000 | 472,000 |
| Noninterest expense | 395,000 | 778,000 | 1,144,000 | 1,513,000 |
| Provision for loan losses | 24,000 | 24,000 | 24,000 | 41,000 |
| Pretax income | 152,000 | 376,000 | 584,000 | 760,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 152,000 | 376,000 | 584,000 | 760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,871,000 | 5,970,000 | 6,092,000 | 5,795,000 |
| Total capital | 6,180,000 | 6,273,000 | 6,390,000 | 6,081,000 |
| Risk-weighted assets | 24,735,000 | 24,231,000 | 23,831,000 | 25,954,000 |