Call reports 2024
BANK OF THE WEST — 2024
What BANK OF THE WEST reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 827,266,000 | 778,295,000 | 798,694,000 | 802,927,000 |
| Total loans | 445,644,000 | 464,573,000 | 469,362,000 | 484,658,000 |
| Allowance for loan losses | 5,431,000 | 5,444,000 | 5,245,000 | 5,079,000 |
| Securities available for sale | 71,225,000 | 69,680,000 | 74,655,000 | 78,204,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 759,397,000 | 709,990,000 | 726,568,000 | 729,459,000 |
| Interest-bearing deposits | 416,652,000 | 410,710,000 | 421,431,000 | 442,559,000 |
| Noninterest-bearing deposits | 342,745,000 | 299,280,000 | 305,137,000 | 286,900,000 |
| Equity capital | 62,727,000 | 64,143,000 | 67,702,000 | 67,377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 10,666,000 | 21,634,000 | 33,059,000 | 44,494,000 |
| Interest expense | 3,238,000 | 6,467,000 | 9,713,000 | 12,706,000 |
| Net interest income | 7,428,000 | 15,167,000 | 23,346,000 | 31,788,000 |
| Noninterest income | 653,000 | 1,460,000 | 2,194,000 | 2,906,000 |
| Noninterest expense | 5,191,000 | 10,692,000 | 15,935,000 | 21,966,000 |
| Provision for loan losses | 88,000 | 101,000 | -69,000 | -152,000 |
| Pretax income | 2,873,000 | 5,905,000 | 9,554,000 | 12,676,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,873,000 | 5,905,000 | 9,554,000 | 12,676,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,582,000 | 66,820,000 | 68,557,000 | 70,080,000 |
| Total capital | 71,073,000 | 72,323,000 | 74,052,000 | 75,504,000 |
| Risk-weighted assets | 443,042,000 | 456,565,000 | 461,052,000 | 479,424,000 |