Call reports 2023
BANK OF THE WEST — 2023
What BANK OF THE WEST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 709,842,000 | 723,761,000 | 763,986,000 | 786,952,000 |
| Total loans | 421,648,000 | 435,213,000 | 450,923,000 | 446,728,000 |
| Allowance for loan losses | 5,391,000 | 5,053,000 | 5,157,000 | 5,348,000 |
| Securities available for sale | 68,377,000 | 70,487,000 | 70,744,000 | 73,614,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 651,591,000 | 662,991,000 | 701,020,000 | 720,116,000 |
| Interest-bearing deposits | 317,375,000 | 337,596,000 | 392,402,000 | 418,359,000 |
| Noninterest-bearing deposits | 334,216,000 | 325,395,000 | 308,618,000 | 301,757,000 |
| Equity capital | 56,896,000 | 58,067,000 | 58,841,000 | 62,268,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 8,340,000 | 17,606,000 | 27,872,000 | 38,597,000 |
| Interest expense | 616,000 | 2,283,000 | 4,651,000 | 7,522,000 |
| Net interest income | 7,724,000 | 15,323,000 | 23,221,000 | 31,075,000 |
| Noninterest income | 610,000 | 1,400,000 | 2,285,000 | 2,984,000 |
| Noninterest expense | 4,960,000 | 9,915,000 | 14,904,000 | 20,531,000 |
| Provision for loan losses | 11,000 | -329,000 | -228,000 | -40,000 |
| Pretax income | 3,363,000 | 6,786,000 | 10,568,000 | 13,438,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,363,000 | 6,786,000 | 10,568,000 | 13,438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,485,000 | 61,173,000 | 63,160,000 | 64,431,000 |
| Total capital | 64,876,000 | 66,577,000 | 68,579,000 | 69,909,000 |
| Risk-weighted assets | 431,160,000 | 443,989,000 | 457,264,000 | 448,594,000 |