Call reports 2022
BANK OF THE WEST — 2022
What BANK OF THE WEST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 782,547,000 | 751,303,000 | 745,515,000 | 751,976,000 |
| Total loans | 395,318,000 | 394,462,000 | 395,460,000 | 410,059,000 |
| Allowance for loan losses | 5,475,000 | 5,489,000 | 5,509,000 | 5,377,000 |
| Securities available for sale | 31,440,000 | 61,927,000 | 65,582,000 | 65,920,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 727,516,000 | 696,286,000 | 689,781,000 | 694,285,000 |
| Interest-bearing deposits | 362,658,000 | 327,433,000 | 314,351,000 | 330,591,000 |
| Noninterest-bearing deposits | 364,858,000 | 368,853,000 | 375,430,000 | 363,694,000 |
| Equity capital | 54,498,000 | 53,432,000 | 53,222,000 | 54,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,776,000 | 10,341,000 | 17,150,000 | 25,316,000 |
| Interest expense | 177,000 | 345,000 | 590,000 | 1,018,000 |
| Net interest income | 4,599,000 | 9,996,000 | 16,560,000 | 24,298,000 |
| Noninterest income | 804,000 | 1,611,000 | 2,122,000 | 2,753,000 |
| Noninterest expense | 4,389,000 | 8,817,000 | 13,573,000 | 19,421,000 |
| Provision for loan losses | 11,000 | 23,000 | 36,000 | 47,000 |
| Pretax income | 1,003,000 | 2,767,000 | 5,073,000 | 7,583,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,003,000 | 2,767,000 | 5,073,000 | 7,583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,231,000 | 55,136,000 | 56,277,000 | 57,557,000 |
| Total capital | 59,283,000 | 60,338,000 | 61,436,000 | 62,809,000 |
| Risk-weighted assets | 403,746,000 | 415,872,000 | 412,384,000 | 420,006,000 |