Call reports 2021
BANK OF THE WEST — 2021
What BANK OF THE WEST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 689,209,000 | 726,923,000 | 734,404,000 | 748,984,000 |
| Total loans | 431,842,000 | 403,155,000 | 395,300,000 | 390,734,000 |
| Allowance for loan losses | 5,032,000 | 5,152,000 | 5,311,000 | 5,463,000 |
| Securities available for sale | 27,601,000 | 25,963,000 | 23,107,000 | 24,055,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 633,422,000 | 671,484,000 | 677,527,000 | 692,738,000 |
| Interest-bearing deposits | 341,893,000 | 364,573,000 | 357,913,000 | 342,867,000 |
| Noninterest-bearing deposits | 291,529,000 | 306,911,000 | 319,614,000 | 349,871,000 |
| Equity capital | 53,104,000 | 53,894,000 | 54,748,000 | 54,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,763,000 | 11,508,000 | 17,430,000 | 22,463,000 |
| Interest expense | 737,000 | 1,481,000 | 1,839,000 | 2,043,000 |
| Net interest income | 5,026,000 | 10,027,000 | 15,591,000 | 20,420,000 |
| Noninterest income | 1,236,000 | 2,213,000 | 3,374,000 | 4,425,000 |
| Noninterest expense | 4,334,000 | 8,549,000 | 13,386,000 | 18,301,000 |
| Provision for loan losses | 330,000 | 490,000 | 641,000 | 799,000 |
| Pretax income | 1,598,000 | 3,201,000 | 4,938,000 | 5,745,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,598,000 | 3,201,000 | 4,938,000 | 5,745,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,713,000 | 52,539,000 | 53,453,000 | 53,749,000 |
| Total capital | 56,745,000 | 57,487,000 | 58,471,000 | 58,717,000 |
| Risk-weighted assets | 403,001,000 | 395,644,000 | 401,161,000 | 396,942,000 |