Call reports 2020
BANK OF THE WEST — 2020
What BANK OF THE WEST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 509,850,000 | 598,475,000 | 630,110,000 | 674,374,000 |
| Total loans | 373,727,000 | 461,910,000 | 471,594,000 | 442,694,000 |
| Allowance for loan losses | 3,984,000 | 4,376,000 | 4,435,000 | 4,798,000 |
| Securities available for sale | 33,495,000 | 33,333,000 | 31,786,000 | 29,359,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 459,413,000 | 545,710,000 | 575,373,000 | 618,784,000 |
| Interest-bearing deposits | 260,380,000 | 284,122,000 | 303,491,000 | 358,086,000 |
| Noninterest-bearing deposits | 199,033,000 | 261,588,000 | 271,882,000 | 260,698,000 |
| Equity capital | 48,753,000 | 50,282,000 | 51,897,000 | 52,408,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,514,000 | 11,582,000 | 17,446,000 | 23,476,000 |
| Interest expense | 776,000 | 1,449,000 | 2,150,000 | 2,896,000 |
| Net interest income | 4,738,000 | 10,133,000 | 15,296,000 | 20,580,000 |
| Noninterest income | 856,000 | 1,972,000 | 3,614,000 | 4,959,000 |
| Noninterest expense | 4,320,000 | 8,845,000 | 12,889,000 | 17,012,000 |
| Provision for loan losses | 149,000 | 549,000 | 701,000 | 1,099,000 |
| Pretax income | 1,125,000 | 2,711,000 | 5,320,000 | 7,428,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,125,000 | 2,711,000 | 5,320,000 | 7,428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,210,000 | 48,697,000 | 50,257,000 | 50,864,000 |
| Total capital | 52,194,000 | 53,073,000 | 54,692,000 | 55,662,000 |
| Risk-weighted assets | 382,183,000 | 384,017,000 | 395,742,000 | 399,070,000 |