Call reports 2019
BANK OF THE WEST — 2019
What BANK OF THE WEST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 487,990,000 | 507,539,000 | 493,399,000 | 505,590,000 |
| Total loans | 359,371,000 | 365,305,000 | 361,550,000 | 364,690,000 |
| Allowance for loan losses | 3,721,000 | 3,895,000 | 3,882,000 | 3,858,000 |
| Securities available for sale | 43,099,000 | 41,699,000 | 39,679,000 | 38,835,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 439,815,000 | 458,278,000 | 443,164,000 | 454,998,000 |
| Interest-bearing deposits | 248,673,000 | 250,884,000 | 237,853,000 | 248,900,000 |
| Noninterest-bearing deposits | 191,142,000 | 207,394,000 | 205,311,000 | 206,098,000 |
| Equity capital | 45,832,000 | 47,229,000 | 48,026,000 | 48,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,623,000 | 11,518,000 | 17,447,000 | 23,117,000 |
| Interest expense | 675,000 | 1,399,000 | 2,111,000 | 2,833,000 |
| Net interest income | 4,948,000 | 10,119,000 | 15,336,000 | 20,284,000 |
| Noninterest income | 603,000 | 1,440,000 | 2,267,000 | 3,205,000 |
| Noninterest expense | 4,035,000 | 8,040,000 | 12,172,000 | 16,474,000 |
| Provision for loan losses | 127,000 | 254,000 | 383,000 | 514,000 |
| Pretax income | 1,389,000 | 3,265,000 | 5,048,000 | 6,501,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,389,000 | 3,265,000 | 5,048,000 | 6,501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,369,000 | 46,245,000 | 46,958,000 | 47,711,000 |
| Total capital | 49,090,000 | 50,140,000 | 50,840,000 | 51,569,000 |
| Risk-weighted assets | 367,504,000 | 371,907,000 | 376,616,000 | 373,999,000 |