Call reports 2018
BANK OF THE WEST — 2018
What BANK OF THE WEST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 472,284,000 | 490,093,000 | 497,205,000 | 491,466,000 |
| Total loans | 326,918,000 | 330,251,000 | 334,741,000 | 349,412,000 |
| Allowance for loan losses | 3,692,000 | 3,757,000 | 3,626,000 | 3,768,000 |
| Securities available for sale | 37,847,000 | 44,723,000 | 44,326,000 | 44,036,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 426,866,000 | 443,745,000 | 449,678,000 | 444,748,000 |
| Interest-bearing deposits | 235,785,000 | 243,947,000 | 246,539,000 | 248,575,000 |
| Noninterest-bearing deposits | 191,081,000 | 199,798,000 | 203,139,000 | 196,173,000 |
| Equity capital | 43,429,000 | 43,658,000 | 44,377,000 | 44,906,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,856,000 | 9,899,000 | 15,287,000 | 20,711,000 |
| Interest expense | 388,000 | 846,000 | 1,382,000 | 2,020,000 |
| Net interest income | 4,468,000 | 9,053,000 | 13,905,000 | 18,691,000 |
| Noninterest income | 663,000 | 1,461,000 | 2,750,000 | 3,495,000 |
| Noninterest expense | 3,865,000 | 7,850,000 | 11,815,000 | 15,909,000 |
| Provision for loan losses | 119,000 | 247,000 | 374,000 | 502,000 |
| Pretax income | 1,147,000 | 2,417,000 | 4,466,000 | 5,775,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,147,000 | 2,417,000 | 4,466,000 | 5,775,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,482,000 | 43,777,000 | 44,701,000 | 44,880,000 |
| Total capital | 47,174,000 | 47,534,000 | 48,327,000 | 48,648,000 |
| Risk-weighted assets | 345,465,000 | 346,345,000 | 348,639,000 | 358,883,000 |