Call reports 2017
BANK OF THE WEST — 2017
What BANK OF THE WEST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 440,652,000 | 462,029,000 | 483,021,000 | 480,644,000 |
| Total loans | 313,634,000 | 311,576,000 | 313,051,000 | 312,808,000 |
| Allowance for loan losses | 4,076,000 | 4,084,000 | 4,168,000 | 3,668,000 |
| Securities available for sale | 37,907,000 | 37,697,000 | 33,257,000 | 32,537,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 397,225,000 | 417,389,000 | 437,601,000 | 435,756,000 |
| Interest-bearing deposits | 217,362,000 | 219,096,000 | 229,970,000 | 239,055,000 |
| Noninterest-bearing deposits | 179,863,000 | 198,293,000 | 207,631,000 | 196,701,000 |
| Equity capital | 42,417,000 | 43,241,000 | 43,535,000 | 43,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,456,000 | 9,062,000 | 13,714,000 | 18,481,000 |
| Interest expense | 266,000 | 549,000 | 857,000 | 1,210,000 |
| Net interest income | 4,190,000 | 8,513,000 | 12,857,000 | 17,271,000 |
| Noninterest income | 860,000 | 1,691,000 | 2,556,000 | 3,294,000 |
| Noninterest expense | 3,851,000 | 7,448,000 | 11,176,000 | 14,751,000 |
| Provision for loan losses | 46,000 | 115,000 | 199,000 | 304,000 |
| Pretax income | 1,153,000 | 2,641,000 | 4,047,000 | 5,521,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,153,000 | 2,641,000 | 4,047,000 | 5,521,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,313,000 | 42,700,000 | 43,026,000 | 43,250,000 |
| Total capital | 46,389,000 | 46,775,000 | 47,126,000 | 46,918,000 |
| Risk-weighted assets | 327,733,000 | 326,009,000 | 327,956,000 | 328,168,000 |