Call reports 2016
BANK OF THE WEST — 2016
What BANK OF THE WEST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 416,667,000 | 428,252,000 | 452,200,000 | 442,876,000 |
| Total loans | 307,971,000 | 320,614,000 | 324,502,000 | 318,900,000 |
| Allowance for loan losses | 4,803,000 | 4,073,000 | 4,188,000 | 3,914,000 |
| Securities available for sale | 42,771,000 | 43,098,000 | 41,294,000 | 39,303,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 378,297,000 | 383,866,000 | 407,405,000 | 400,042,000 |
| Interest-bearing deposits | 200,679,000 | 200,511,000 | 207,213,000 | 218,436,000 |
| Noninterest-bearing deposits | 177,618,000 | 183,355,000 | 200,192,000 | 181,606,000 |
| Equity capital | 37,285,000 | 42,910,000 | 42,909,000 | 41,997,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,244,000 | 8,759,000 | 13,239,000 | 17,699,000 |
| Interest expense | 235,000 | 473,000 | 715,000 | 975,000 |
| Net interest income | 4,009,000 | 8,286,000 | 12,524,000 | 16,724,000 |
| Noninterest income | 1,353,000 | 2,278,000 | 3,180,000 | 4,091,000 |
| Noninterest expense | 3,752,000 | 7,494,000 | 11,138,000 | 14,932,000 |
| Provision for loan losses | 1,127,000 | 1,210,000 | 1,289,000 | 1,369,000 |
| Pretax income | 585,000 | 1,962,000 | 3,395,000 | 4,633,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 585,000 | 1,962,000 | 3,395,000 | 4,633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,491,000 | 41,879,000 | 41,971,000 | 42,108,000 |
| Total capital | 40,524,000 | 45,952,000 | 46,159,000 | 46,022,000 |
| Risk-weighted assets | 321,913,000 | 335,432,000 | 340,764,000 | 337,290,000 |