Call reports 2015
BANK OF THE WEST — 2015
What BANK OF THE WEST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 393,132,000 | 404,736,000 | 414,690,000 | 417,421,000 |
| Total loans | 275,632,000 | 285,489,000 | 301,159,000 | 308,884,000 |
| Allowance for loan losses | 3,476,000 | 3,494,000 | 3,601,000 | 3,789,000 |
| Securities available for sale | 41,921,000 | 39,457,000 | 46,622,000 | 46,094,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 356,089,000 | 367,285,000 | 376,371,000 | 379,466,000 |
| Interest-bearing deposits | 194,673,000 | 205,352,000 | 201,962,000 | 201,808,000 |
| Noninterest-bearing deposits | 161,416,000 | 161,933,000 | 174,409,000 | 177,658,000 |
| Equity capital | 36,155,000 | 36,127,000 | 36,603,000 | 37,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,831,000 | 7,864,000 | 12,012,000 | 16,241,000 |
| Interest expense | 227,000 | 465,000 | 714,000 | 964,000 |
| Net interest income | 3,604,000 | 7,399,000 | 11,298,000 | 15,277,000 |
| Noninterest income | 1,255,000 | 2,540,000 | 3,468,000 | 4,351,000 |
| Noninterest expense | 3,518,000 | 7,206,000 | 10,948,000 | 14,573,000 |
| Provision for loan losses | 64,000 | 131,000 | 296,000 | 511,000 |
| Pretax income | 1,277,000 | 2,654,000 | 3,574,000 | 4,596,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,277,000 | 2,654,000 | 3,574,000 | 4,596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,626,000 | 35,954,000 | 36,124,000 | 36,606,000 |
| Total capital | 39,102,000 | 39,448,000 | 39,725,000 | 40,395,000 |
| Risk-weighted assets | 301,644,000 | 309,304,000 | 321,359,000 | 325,120,000 |