Call reports 2015
KILGORE NATIONAL BANK — 2015
What KILGORE NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 90,422,000 | 84,000,000 | 83,731,000 | 83,399,000 |
| Total loans | 52,405,000 | 51,483,000 | 53,117,000 | 53,456,000 |
| Allowance for loan losses | 994,000 | 975,000 | 958,000 | 946,000 |
| Securities available for sale | 3,083,000 | 4,820,000 | 4,175,000 | 4,163,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,489,000 | 73,898,000 | 73,351,000 | 73,296,000 |
| Interest-bearing deposits | 52,974,000 | 47,631,000 | 46,473,000 | 44,352,000 |
| Noninterest-bearing deposits | 27,515,000 | 26,267,000 | 26,878,000 | 28,944,000 |
| Equity capital | 9,453,000 | 9,512,000 | 9,638,000 | 9,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 848,000 | 1,718,000 | 2,629,000 | 3,509,000 |
| Interest expense | 50,000 | 101,000 | 149,000 | 198,000 |
| Net interest income | 798,000 | 1,617,000 | 2,480,000 | 3,311,000 |
| Noninterest income | 159,000 | 305,000 | 464,000 | 640,000 |
| Noninterest expense | 841,000 | 1,704,000 | 2,555,000 | 3,386,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 116,000 | 218,000 | 389,000 | 565,000 |
| Income tax | 39,000 | 74,000 | 132,000 | 192,000 |
| Net income | 77,000 | 144,000 | 257,000 | 373,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,442,000 | 9,510,000 | 9,622,000 | 9,739,000 |
| Total capital | 10,061,000 | 10,123,000 | 10,254,000 | 10,376,000 |
| Risk-weighted assets | 49,171,000 | 48,678,000 | 50,246,000 | 50,730,000 |