Call reports 2024
VALLEY BANK OF KALISPELL — 2024
What VALLEY BANK OF KALISPELL reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 203,123,000 | 204,289,000 | 200,220,000 | 203,349,000 |
| Total loans | 131,930,000 | 142,274,000 | 136,821,000 | 134,101,000 |
| Allowance for loan losses | 2,105,000 | 2,098,000 | 2,098,000 | 2,098,000 |
| Securities available for sale | 53,280,000 | 51,615,000 | 52,446,000 | 50,882,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,628,000 | 179,526,000 | 183,524,000 | 187,104,000 |
| Interest-bearing deposits | 124,870,000 | 127,522,000 | 120,244,000 | 134,105,000 |
| Noninterest-bearing deposits | 53,758,000 | 52,004,000 | 63,280,000 | 52,999,000 |
| Equity capital | 13,587,000 | 13,886,000 | 15,682,000 | 15,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,586,000 | 5,382,000 | 8,368,000 | 11,288,000 |
| Interest expense | 904,000 | 2,026,000 | 3,254,000 | 4,408,000 |
| Net interest income | 1,682,000 | 3,356,000 | 5,114,000 | 6,880,000 |
| Noninterest income | 192,000 | 443,000 | 643,000 | 852,000 |
| Noninterest expense | 1,239,000 | 2,666,000 | 3,956,000 | 5,161,000 |
| Provision for loan losses | -36,000 | -43,000 | -43,000 | -43,000 |
| Pretax income | 635,000 | 1,133,000 | 1,801,000 | 2,571,000 |
| Income tax | 160,000 | 285,000 | 455,000 | 649,000 |
| Net income | 475,000 | 848,000 | 1,346,000 | 1,922,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,038,000 | 18,411,000 | 18,909,000 | 19,485,000 |