Call reports 2022
VALLEY BANK OF KALISPELL — 2022
What VALLEY BANK OF KALISPELL reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 185,064,000 | 189,491,000 | 190,557,000 | 181,345,000 |
| Total loans | 108,940,000 | 116,904,000 | 119,765,000 | 122,091,000 |
| Allowance for loan losses | 2,139,000 | 2,140,000 | 2,155,000 | 2,152,000 |
| Securities available for sale | 58,904,000 | 55,788,000 | 52,426,000 | 53,651,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,810,000 | 176,207,000 | 177,893,000 | 165,127,000 |
| Interest-bearing deposits | 105,332,000 | 111,749,000 | 105,400,000 | 99,258,000 |
| Noninterest-bearing deposits | 65,478,000 | 64,458,000 | 72,493,000 | 65,869,000 |
| Equity capital | 13,934,000 | 13,085,000 | 12,244,000 | 13,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,777,000 | 3,719,000 | 5,671,000 | 7,269,000 |
| Interest expense | 52,000 | 92,000 | 136,000 | 186,000 |
| Net interest income | 1,725,000 | 3,627,000 | 5,535,000 | 7,083,000 |
| Noninterest income | 145,000 | 324,000 | 570,000 | 1,324,000 |
| Noninterest expense | 1,112,000 | 2,401,000 | 3,483,000 | 4,720,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 758,000 | 1,550,000 | 2,622,000 | 3,687,000 |
| Income tax | 190,000 | 388,000 | 658,000 | 927,000 |
| Net income | 568,000 | 1,162,000 | 1,964,000 | 2,760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,577,000 | 17,170,000 | 17,973,000 | 18,769,000 |