Call reports 2021
VALLEY BANK OF KALISPELL — 2021
What VALLEY BANK OF KALISPELL reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 164,820,000 | 167,890,000 | 184,553,000 | 185,577,000 |
| Total loans | 104,701,000 | 104,233,000 | 107,176,000 | 113,926,000 |
| Allowance for loan losses | 2,069,000 | 2,071,000 | 2,101,000 | 2,124,000 |
| Securities available for sale | 31,647,000 | 33,561,000 | 41,340,000 | 60,600,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,969,000 | 151,683,000 | 167,784,000 | 168,453,000 |
| Interest-bearing deposits | 89,501,000 | 89,548,000 | 97,877,000 | 99,060,000 |
| Noninterest-bearing deposits | 59,468,000 | 62,135,000 | 69,907,000 | 69,393,000 |
| Equity capital | 15,195,000 | 15,922,000 | 16,423,000 | 16,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,943,000 | 4,004,000 | 5,815,000 | 7,689,000 |
| Interest expense | 159,000 | 292,000 | 399,000 | 470,000 |
| Net interest income | 1,784,000 | 3,712,000 | 5,416,000 | 7,219,000 |
| Noninterest income | 125,000 | 245,000 | 390,000 | 532,000 |
| Noninterest expense | 1,122,000 | 2,354,000 | 3,421,000 | 4,555,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 787,000 | 1,603,000 | 2,385,000 | 3,196,000 |
| Income tax | 199,000 | 405,000 | 603,000 | 807,000 |
| Net income | 588,000 | 1,198,000 | 1,782,000 | 2,389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,057,000 | 15,668,000 | 16,252,000 | 16,859,000 |