Call reports 2014

VALLEY BANK OF KALISPELL — 2014

Name: VALLEY BANK OF KALISPELL — FFIEC call report 2014
Creator: VALLEY BANK OF KALISPELL

What VALLEY BANK OF KALISPELL reported to the FFIEC in 2014, quarter by quarter.

PERIOD: 2014SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/283ad9f8-eaec-4d02-91dd-d32eaef0159d/2014

Balance sheet

What the bank holds and owes at quarter end

Measure	2014Q1	2014Q2	2014Q3	2014Q4
Total assets	108,258,000	109,715,000	117,195,000	122,683,000
Total loans	42,833,000	45,169,000	48,025,000	46,383,000
Allowance for loan losses	1,270,000	1,193,000	1,141,000	1,144,000
Securities available for sale	60,587,000	58,226,000	59,796,000	64,179,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	94,532,000	96,810,000	104,032,000	109,095,000
Interest-bearing deposits	65,988,000	65,764,000	72,300,000	77,767,000
Noninterest-bearing deposits	28,544,000	31,046,000	31,732,000	31,328,000
Equity capital	12,290,000	12,674,000	12,879,000	13,242,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2014Q1	2014Q2	2014Q3	2014Q4
Interest income	975,000	1,982,000	3,065,000	4,095,000
Interest expense	74,000	150,000	222,000	292,000
Net interest income	901,000	1,832,000	2,843,000	3,803,000
Noninterest income	93,000	214,000	317,000	408,000
Noninterest expense	773,000	1,580,000	2,359,000	3,095,000
Provision for loan losses	-50,000	-128,000	-128,000	-128,000
Pretax income	275,000	626,000	961,000	1,279,000
Income tax	66,000	160,000	248,000	328,000
Net income	209,000	466,000	713,000	951,000

Basel measures — not reported for every quarter

Measure	2014Q1	2014Q2	2014Q3	2014Q4
Tier 1 capital	12,239,000	12,146,000	12,392,000	12,631,000
Total capital	12,939,000	12,860,000	13,155,000	13,382,000
Risk-weighted assets	55,425,000	56,671,000	60,643,000	59,689,000