Call reports 2011

VALLEY BANK OF KALISPELL — 2011

Name: VALLEY BANK OF KALISPELL — FFIEC call report 2011
Creator: VALLEY BANK OF KALISPELL

What VALLEY BANK OF KALISPELL reported to the FFIEC in 2011, quarter by quarter.

PERIOD: 2011SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/283ad9f8-eaec-4d02-91dd-d32eaef0159d/2011

Balance sheet

What the bank holds and owes at quarter end

Measure	2011Q1	2011Q2	2011Q3	2011Q4
Total assets	99,166,000	99,617,000	105,239,000	106,893,000
Total loans	50,668,000	49,034,000	48,171,000	45,928,000
Allowance for loan losses	1,200,000	1,085,000	1,273,000	1,076,000
Securities available for sale	38,961,000	39,602,000	42,826,000	46,965,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	88,383,000	88,427,000	93,566,000	95,319,000
Interest-bearing deposits	69,769,000	68,495,000	70,498,000	70,471,000
Noninterest-bearing deposits	18,614,000	19,932,000	23,068,000	24,848,000
Equity capital	10,682,000	11,138,000	11,497,000	11,474,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2011Q1	2011Q2	2011Q3	2011Q4
Interest income	959,000	2,014,000	3,067,000	4,113,000
Interest expense	195,000	368,000	527,000	680,000
Net interest income	764,000	1,646,000	2,540,000	3,433,000
Noninterest income	141,000	263,000	420,000	530,000
Noninterest expense	682,000	1,614,000	2,330,000	3,094,000
Provision for loan losses	120,000	189,000	525,000	806,000
Pretax income	109,000	142,000	155,000	113,000
Income tax	0	-12,000	-30,000	-68,000
Net income	109,000	154,000	185,000	181,000

Basel measures — not reported for every quarter

Measure	2011Q1	2011Q2	2011Q3	2011Q4
Tier 1 capital	10,762,000	10,807,000	10,838,000	10,834,000
Total capital	11,514,000	11,528,000	11,565,000	11,553,000
Risk-weighted assets	59,710,000	57,342,000	57,627,000	57,147,000