Call reports 2014
SOUTH SHORE BANK — 2014
What SOUTH SHORE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 999,193,000 | 1,009,099,000 | 996,827,000 | 992,007,000 |
| Total loans | 713,863,000 | 725,149,000 | 719,558,000 | 716,057,000 |
| Allowance for loan losses | 6,867,000 | 6,802,000 | 6,749,000 | 6,749,000 |
| Securities available for sale | 218,069,000 | 214,570,000 | 211,233,000 | 210,936,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 679,334,000 | 686,876,000 | 685,171,000 | 697,391,000 |
| Interest-bearing deposits | 573,132,000 | 576,537,000 | 577,536,000 | 586,621,000 |
| Noninterest-bearing deposits | 106,202,000 | 110,339,000 | 107,635,000 | 110,770,000 |
| Equity capital | 105,295,000 | 107,224,000 | 108,381,000 | 109,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 8,592,000 | 17,174,000 | 25,780,000 | 34,125,000 |
| Interest expense | 1,816,000 | 3,676,000 | 5,568,000 | 7,375,000 |
| Net interest income | 6,776,000 | 13,498,000 | 20,212,000 | 26,750,000 |
| Noninterest income | 1,208,000 | 2,445,000 | 3,804,000 | 5,020,000 |
| Noninterest expense | 7,578,000 | 14,400,000 | 21,395,000 | 27,628,000 |
| Provision for loan losses | 318,000 | 397,000 | 397,000 | 397,000 |
| Pretax income | 172,000 | 1,268,000 | 2,365,000 | 3,966,000 |
| Income tax | 22,000 | 360,000 | 293,000 | 737,000 |
| Net income | 150,000 | 908,000 | 2,072,000 | 3,229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,346,000 | 103,103,000 | 104,266,000 | 105,424,000 |
| Total capital | 109,213,000 | 109,905,000 | 111,015,000 | 112,173,000 |
| Risk-weighted assets | 731,829,000 | 730,959,000 | 724,853,000 | 725,094,000 |
Machine access — free, no API key
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