Call reports 2013
SOUTH SHORE BANK — 2013
What SOUTH SHORE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 989,845,000 | 1,005,443,000 | 1,010,870,000 | 1,002,024,000 |
| Total loans | 688,730,000 | 702,425,000 | 710,957,000 | 714,050,000 |
| Allowance for loan losses | 6,227,000 | 6,291,000 | 6,325,000 | 6,549,000 |
| Securities available for sale | 214,438,000 | 229,017,000 | 226,210,000 | 223,085,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 695,542,000 | 687,003,000 | 676,016,000 | 669,585,000 |
| Interest-bearing deposits | 587,935,000 | 579,872,000 | 569,859,000 | 565,323,000 |
| Noninterest-bearing deposits | 107,607,000 | 107,131,000 | 106,157,000 | 104,262,000 |
| Equity capital | 104,705,000 | 101,922,000 | 103,725,000 | 104,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 8,507,000 | 17,081,000 | 26,320,000 | 35,433,000 |
| Interest expense | 2,083,000 | 3,996,000 | 5,860,000 | 7,691,000 |
| Net interest income | 6,424,000 | 13,085,000 | 20,460,000 | 27,742,000 |
| Noninterest income | 1,281,000 | 2,645,000 | 3,929,000 | 5,557,000 |
| Noninterest expense | 6,755,000 | 14,132,000 | 21,163,000 | 26,997,000 |
| Provision for loan losses | 50,000 | 140,000 | 226,000 | 502,000 |
| Pretax income | 1,501,000 | 2,793,000 | 4,821,000 | 7,183,000 |
| Income tax | 486,000 | 909,000 | 1,507,000 | 2,278,000 |
| Net income | 1,015,000 | 1,884,000 | 3,314,000 | 4,905,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,553,000 | 99,422,000 | 100,853,000 | 102,445,000 |
| Total capital | 104,780,000 | 105,713,000 | 107,178,000 | 108,994,000 |
| Risk-weighted assets | 723,971,000 | 733,537,000 | 734,500,000 | 735,179,000 |
Machine access — free, no API key
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