Call reports 2018
LOWRY STATE BANK — 2018
What LOWRY STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 48,513,000 | 48,779,000 | 50,720,000 | 50,913,000 |
| Total loans | 41,543,000 | 45,304,000 | 46,776,000 | 44,814,000 |
| Allowance for loan losses | 485,000 | 394,000 | 454,000 | 453,000 |
| Securities available for sale | 249,000 | 249,000 | 249,000 | 248,000 |
| Securities held to maturity | 48,000 | 44,000 | 45,000 | 42,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,392,000 | 35,965,000 | 38,445,000 | 39,842,000 |
| Interest-bearing deposits | 30,016,000 | 29,845,000 | 31,972,000 | 32,570,000 |
| Noninterest-bearing deposits | 7,376,000 | 6,120,000 | 6,473,000 | 7,272,000 |
| Equity capital | 5,061,000 | 4,960,000 | 5,249,000 | 5,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 594,000 | 1,324,000 | 2,024,000 | 2,744,000 |
| Interest expense | 60,000 | 131,000 | 225,000 | 334,000 |
| Net interest income | 534,000 | 1,193,000 | 1,799,000 | 2,410,000 |
| Noninterest income | 44,000 | 129,000 | 187,000 | 224,000 |
| Noninterest expense | 373,000 | 718,000 | 1,033,000 | 1,304,000 |
| Provision for loan losses | 0 | 0 | 60,000 | 70,000 |
| Pretax income | 205,000 | 604,000 | 893,000 | 1,260,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 205,000 | 604,000 | 893,000 | 1,260,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,061,000 | 4,960,000 | 5,249,000 | 5,406,000 |
| Total capital | 5,546,000 | 5,354,000 | 5,703,000 | 5,859,000 |
| Risk-weighted assets | 40,946,000 | 44,313,000 | 44,760,000 | 42,892,000 |