Call reports 2017
LOWRY STATE BANK — 2017
What LOWRY STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 47,902,000 | 49,668,000 | 49,384,000 | 49,260,000 |
| Total loans | 39,648,000 | 44,224,000 | 44,618,000 | 43,491,000 |
| Allowance for loan losses | 501,000 | 519,000 | 516,000 | 516,000 |
| Securities available for sale | 143,000 | 143,000 | 143,000 | 143,000 |
| Securities held to maturity | 54,000 | 51,000 | 51,000 | 45,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,035,000 | 36,944,000 | 36,537,000 | 38,269,000 |
| Interest-bearing deposits | 30,978,000 | 31,032,000 | 30,734,000 | 31,802,000 |
| Noninterest-bearing deposits | 6,057,000 | 5,912,000 | 5,803,000 | 6,467,000 |
| Equity capital | 4,821,000 | 4,646,000 | 4,796,000 | 4,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 565,000 | 1,163,000 | 1,810,000 | 2,444,000 |
| Interest expense | 61,000 | 123,000 | 197,000 | 269,000 |
| Net interest income | 504,000 | 1,040,000 | 1,613,000 | 2,175,000 |
| Noninterest income | 37,000 | 77,000 | 111,000 | 124,000 |
| Noninterest expense | 331,000 | 641,000 | 977,000 | 1,424,000 |
| Provision for loan losses | 0 | 20,000 | 20,000 | 20,000 |
| Pretax income | 210,000 | 456,000 | 727,000 | 855,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 210,000 | 455,000 | 726,000 | 854,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,821,000 | 4,646,000 | 4,796,000 | 4,925,000 |
| Total capital | 5,298,000 | 5,165,000 | 5,312,000 | 5,441,000 |
| Risk-weighted assets | 38,151,000 | 42,609,000 | 43,092,000 | 42,486,000 |