Call reports 2013
LOWRY STATE BANK — 2013
What LOWRY STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 41,928,000 | 40,598,000 | 42,287,000 | 41,786,000 |
| Total loans | 35,174,000 | 35,049,000 | 36,000,000 | 36,468,000 |
| Allowance for loan losses | 475,000 | 412,000 | 415,000 | 435,000 |
| Securities available for sale | 402,000 | 393,000 | 397,000 | 398,000 |
| Securities held to maturity | 167,000 | 165,000 | 164,000 | 161,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,582,000 | 34,596,000 | 36,328,000 | 36,533,000 |
| Interest-bearing deposits | 30,653,000 | 30,126,000 | 31,833,000 | 31,195,000 |
| Noninterest-bearing deposits | 4,929,000 | 4,470,000 | 4,495,000 | 5,338,000 |
| Equity capital | 3,784,000 | 3,945,000 | 3,923,000 | 4,010,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 544,000 | 1,066,000 | 1,614,000 | 2,145,000 |
| Interest expense | 74,000 | 144,000 | 215,000 | 290,000 |
| Net interest income | 470,000 | 922,000 | 1,399,000 | 1,855,000 |
| Noninterest income | 20,000 | 60,000 | 104,000 | 137,000 |
| Noninterest expense | 248,000 | 500,000 | 777,000 | 1,083,000 |
| Provision for loan losses | 13,000 | 83,000 | 83,000 | 138,000 |
| Pretax income | 229,000 | 399,000 | 643,000 | 771,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 229,000 | 399,000 | 643,000 | 771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,782,000 | 3,952,000 | 3,926,000 | 4,012,000 |
| Total capital | 4,211,000 | 4,364,000 | 4,341,000 | 4,447,000 |
| Risk-weighted assets | 34,303,000 | 34,301,000 | 35,585,000 | 35,719,000 |
Machine access — free, no API key
Every figure shown here about LOWRY STATE BANK — 2013 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.