Call reports 2009
LOWRY STATE BANK — 2009
What LOWRY STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 31,832,000 | 33,547,000 | 35,099,000 | 35,609,000 |
| Total loans | 27,662,000 | 29,134,000 | 31,038,000 | 31,976,000 |
| Allowance for loan losses | 262,000 | 288,000 | 374,000 | 436,000 |
| Securities available for sale | 617,000 | 516,000 | 515,000 | 511,000 |
| Securities held to maturity | 257,000 | 255,000 | 254,000 | 252,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,614,000 | 26,728,000 | 26,270,000 | 28,709,000 |
| Interest-bearing deposits | 23,049,000 | 23,653,000 | 23,784,000 | 25,227,000 |
| Noninterest-bearing deposits | 2,565,000 | 3,075,000 | 2,487,000 | 3,482,000 |
| Equity capital | 3,192,000 | 3,113,000 | 3,238,000 | 3,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 532,000 | 1,065,000 | 1,615,000 | 2,195,000 |
| Interest expense | 163,000 | 336,000 | 501,000 | 666,000 |
| Net interest income | 369,000 | 729,000 | 1,114,000 | 1,529,000 |
| Noninterest income | 16,000 | 54,000 | 75,000 | 115,000 |
| Noninterest expense | 229,000 | 474,000 | 668,000 | 920,000 |
| Provision for loan losses | 100,000 | 128,000 | 214,000 | 406,000 |
| Pretax income | 56,000 | 181,000 | 307,000 | 318,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 56,000 | 181,000 | 307,000 | 318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,176,000 | 3,097,000 | 3,223,000 | 3,234,000 |
| Total capital | 3,438,000 | 3,385,000 | 3,597,000 | 3,625,000 |
| Risk-weighted assets | 26,871,000 | 28,782,000 | 30,080,000 | 31,235,000 |
Machine access — free, no API key
Every figure shown here about LOWRY STATE BANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.