Call reports 2015
FIRST GREEN BANK — 2015
What FIRST GREEN BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 334,811,000 | 360,125,000 | 373,789,000 | 382,650,000 |
| Total loans | 277,524,000 | 296,047,000 | 304,933,000 | 321,423,000 |
| Allowance for loan losses | 3,585,000 | 3,800,000 | 3,942,000 | 4,135,000 |
| Securities available for sale | 24,562,000 | 24,120,000 | 23,785,000 | 23,797,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 294,447,000 | 317,682,000 | 329,900,000 | 327,816,000 |
| Interest-bearing deposits | 214,529,000 | 235,271,000 | 244,682,000 | 226,316,000 |
| Noninterest-bearing deposits | 79,918,000 | 82,411,000 | 85,218,000 | 101,500,000 |
| Equity capital | 38,819,000 | 40,812,000 | 41,924,000 | 42,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,698,000 | 7,661,000 | 11,807,000 | 16,109,000 |
| Interest expense | 510,000 | 1,049,000 | 1,584,000 | 2,093,000 |
| Net interest income | 3,188,000 | 6,612,000 | 10,223,000 | 14,016,000 |
| Noninterest income | 244,000 | 472,000 | 691,000 | 920,000 |
| Noninterest expense | 2,270,000 | 4,559,000 | 6,940,000 | 9,351,000 |
| Provision for loan losses | 315,000 | 528,000 | 674,000 | 869,000 |
| Pretax income | 916,000 | 2,080,000 | 3,383,000 | 4,799,000 |
| Income tax | 346,000 | 805,000 | 1,259,000 | 1,797,000 |
| Net income | 570,000 | 1,275,000 | 2,124,000 | 3,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,715,000 | 40,938,000 | 41,881,000 | 42,777,000 |
| Total capital | 42,300,000 | 44,738,000 | 45,823,000 | 46,912,000 |
| Risk-weighted assets | 301,115,000 | 321,809,000 | 331,825,000 | 344,679,000 |