Call report 2026Q2
SPENCER COUNTY BANK — 2026Q2
The 22 measures SPENCER COUNTY BANK reported to the FFIEC for 2026Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 131,170,000 | USD | evidence → |
| Total loans | 78,741,000 | USD | evidence → |
| Allowance for loan losses | 650,000 | USD | evidence → |
| Securities available for sale | 30,328,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 111,649,000 | USD | evidence → |
| Interest-bearing deposits | 83,648,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,001,000 | USD | evidence → |
| Equity capital | 18,722,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,171,000 | USD | evidence → |
| Interest expense | 824,000 | USD | evidence → |
| Net interest income | 2,347,000 | USD | evidence → |
| Noninterest income | 353,000 | USD | evidence → |
| Noninterest expense | 1,997,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 643,000 | USD | evidence → |
| Income tax | 127,000 | USD | evidence → |
| Net income | 516,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,286,000 | USD | evidence → |