Call report 2024Q2
SPENCER COUNTY BANK — 2024Q2
The 22 measures SPENCER COUNTY BANK reported to the FFIEC for 2024Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 125,837,000 | USD | evidence → |
| Total loans | 81,990,000 | USD | evidence → |
| Allowance for loan losses | 563,000 | USD | evidence → |
| Securities available for sale | 24,913,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 109,149,000 | USD | evidence → |
| Interest-bearing deposits | 82,206,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,943,000 | USD | evidence → |
| Equity capital | 16,025,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,918,000 | USD | evidence → |
| Interest expense | 730,000 | USD | evidence → |
| Net interest income | 2,188,000 | USD | evidence → |
| Noninterest income | 354,000 | USD | evidence → |
| Noninterest expense | 1,900,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 612,000 | USD | evidence → |
| Income tax | 121,000 | USD | evidence → |
| Net income | 491,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,484,000 | USD | evidence → |