Call report 2018Q4
SPENCER COUNTY BANK — 2018Q4
The 22 measures SPENCER COUNTY BANK reported to the FFIEC for 2018Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 106,053,000 | USD | evidence → |
| Total loans | 64,940,000 | USD | evidence → |
| Allowance for loan losses | 716,000 | USD | evidence → |
| Securities available for sale | 31,355,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 92,913,000 | USD | evidence → |
| Interest-bearing deposits | 74,712,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,201,000 | USD | evidence → |
| Equity capital | 12,799,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,855,000 | USD | evidence → |
| Interest expense | 717,000 | USD | evidence → |
| Net interest income | 3,138,000 | USD | evidence → |
| Noninterest income | 588,000 | USD | evidence → |
| Noninterest expense | 2,935,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 791,000 | USD | evidence → |
| Income tax | 146,000 | USD | evidence → |
| Net income | 645,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,828,000 | USD | evidence → |
| Total capital | 13,544,000 | USD | evidence → |
| Risk-weighted assets | 66,698,000 | USD | evidence → |