Call report 2016Q4
SPENCER COUNTY BANK — 2016Q4
The 22 measures SPENCER COUNTY BANK reported to the FFIEC for 2016Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 108,123,000 | USD | evidence → |
| Total loans | 59,839,000 | USD | evidence → |
| Allowance for loan losses | 812,000 | USD | evidence → |
| Securities available for sale | 36,354,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 95,957,000 | USD | evidence → |
| Interest-bearing deposits | 78,839,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,118,000 | USD | evidence → |
| Equity capital | 11,778,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,557,000 | USD | evidence → |
| Interest expense | 604,000 | USD | evidence → |
| Net interest income | 2,953,000 | USD | evidence → |
| Noninterest income | 562,000 | USD | evidence → |
| Noninterest expense | 2,912,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 603,000 | USD | evidence → |
| Income tax | 142,000 | USD | evidence → |
| Net income | 461,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,665,000 | USD | evidence → |
| Total capital | 12,387,000 | USD | evidence → |
| Risk-weighted assets | 57,721,000 | USD | evidence → |