Call report 2015Q2
SPENCER COUNTY BANK — 2015Q2
The 22 measures SPENCER COUNTY BANK reported to the FFIEC for 2015Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 111,173,000 | USD | evidence → |
| Total loans | 51,783,000 | USD | evidence → |
| Allowance for loan losses | 934,000 | USD | evidence → |
| Securities available for sale | 48,421,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 98,761,000 | USD | evidence → |
| Interest-bearing deposits | 83,956,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,805,000 | USD | evidence → |
| Equity capital | 11,379,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,780,000 | USD | evidence → |
| Interest expense | 299,000 | USD | evidence → |
| Net interest income | 1,481,000 | USD | evidence → |
| Noninterest income | 241,000 | USD | evidence → |
| Noninterest expense | 1,432,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 290,000 | USD | evidence → |
| Income tax | 72,000 | USD | evidence → |
| Net income | 218,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,029,000 | USD | evidence → |
| Total capital | 11,689,000 | USD | evidence → |
| Risk-weighted assets | 52,588,000 | USD | evidence → |