Call report 2014Q4
SPENCER COUNTY BANK — 2014Q4
The 22 measures SPENCER COUNTY BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 107,596,000 | USD | evidence → |
| Total loans | 51,053,000 | USD | evidence → |
| Allowance for loan losses | 945,000 | USD | evidence → |
| Securities available for sale | 45,626,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 95,545,000 | USD | evidence → |
| Interest-bearing deposits | 79,640,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,905,000 | USD | evidence → |
| Equity capital | 11,337,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,828,000 | USD | evidence → |
| Interest expense | 634,000 | USD | evidence → |
| Net interest income | 3,194,000 | USD | evidence → |
| Noninterest income | 586,000 | USD | evidence → |
| Noninterest expense | 2,860,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 827,000 | USD | evidence → |
| Income tax | 221,000 | USD | evidence → |
| Net income | 606,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,774,000 | USD | evidence → |
| Total capital | 11,414,000 | USD | evidence → |
| Risk-weighted assets | 50,856,000 | USD | evidence → |
Machine access — free, no API key
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