Call reports 2011
SPENCER COUNTY BANK — 2011
What SPENCER COUNTY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 102,160,000 | 102,745,000 | 106,488,000 | 106,378,000 |
| Total loans | 47,310,000 | 46,931,000 | 47,716,000 | 50,342,000 |
| Allowance for loan losses | 342,000 | 401,000 | 450,000 | 500,000 |
| Securities available for sale | 43,910,000 | 46,878,000 | 50,414,000 | 49,820,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,803,000 | 91,820,000 | 95,120,000 | 95,173,000 |
| Interest-bearing deposits | 81,879,000 | 82,418,000 | 84,618,000 | 84,147,000 |
| Noninterest-bearing deposits | 9,924,000 | 9,402,000 | 10,503,000 | 11,026,000 |
| Equity capital | 9,067,000 | 9,461,000 | 9,756,000 | 9,972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,081,000 | 2,183,000 | 3,283,000 | 4,399,000 |
| Interest expense | 266,000 | 525,000 | 783,000 | 1,034,000 |
| Net interest income | 815,000 | 1,658,000 | 2,500,000 | 3,365,000 |
| Noninterest income | 123,000 | 238,000 | 413,000 | 589,000 |
| Noninterest expense | 655,000 | 1,326,000 | 2,006,000 | 2,665,000 |
| Provision for loan losses | 216,000 | 276,000 | 336,000 | 399,000 |
| Pretax income | 67,000 | 294,000 | 571,000 | 890,000 |
| Income tax | -17,000 | 63,000 | 157,000 | 254,000 |
| Net income | 84,000 | 231,000 | 414,000 | 636,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,463,000 | 8,609,000 | 8,785,000 | 8,984,000 |
| Total capital | 8,805,000 | 9,010,000 | 9,235,000 | 9,484,000 |
| Risk-weighted assets | 50,007,000 | 47,389,000 | 47,281,000 | 48,778,000 |
Machine access — free, no API key
Every figure shown here about SPENCER COUNTY BANK — 2011 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.