Call reports 2018
GUNNISON VALLEY BANK — 2018
What GUNNISON VALLEY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 69,721,000 | 69,497,000 | 70,596,000 | 68,058,000 |
| Total loans | 60,164,000 | 58,898,000 | 56,701,000 | 52,636,000 |
| Allowance for loan losses | 3,685,000 | 3,730,000 | 3,576,000 | 3,423,000 |
| Securities available for sale | 2,855,000 | 2,830,000 | 2,815,000 | 4,812,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,246,000 | 63,612,000 | 64,646,000 | 61,884,000 |
| Interest-bearing deposits | 48,304,000 | 46,472,000 | 48,139,000 | 44,386,000 |
| Noninterest-bearing deposits | 16,942,000 | 17,140,000 | 16,507,000 | 17,497,000 |
| Equity capital | 2,476,000 | 3,024,000 | 3,171,000 | 3,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 934,000 | 2,180,000 | 3,072,000 | 4,102,000 |
| Interest expense | 109,000 | 222,000 | 338,000 | 464,000 |
| Net interest income | 825,000 | 1,958,000 | 2,734,000 | 3,638,000 |
| Noninterest income | 102,000 | 153,000 | 172,000 | 220,000 |
| Noninterest expense | 724,000 | 1,336,000 | 1,969,000 | 2,814,000 |
| Provision for loan losses | 6,447,000 | 6,447,000 | 6,447,000 | 6,447,000 |
| Pretax income | -6,244,000 | -5,672,000 | -5,510,000 | -5,403,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -6,244,000 | -5,672,000 | -5,510,000 | -5,403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,621,000 | 3,194,000 | 3,356,000 | 3,463,000 |
| Total capital | 3,413,000 | 3,985,000 | 4,129,000 | 4,213,000 |
| Risk-weighted assets | 60,437,000 | 60,343,000 | 59,067,000 | 57,352,000 |