Call reports 2017
GUNNISON VALLEY BANK — 2017
What GUNNISON VALLEY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 86,040,000 | 80,929,000 | 80,345,000 | 76,086,000 |
| Total loans | 68,790,000 | 65,302,000 | 65,572,000 | 64,326,000 |
| Allowance for loan losses | 2,660,000 | 2,725,000 | 2,530,000 | 2,284,000 |
| Securities available for sale | 2,622,000 | 2,947,000 | 2,944,000 | 2,941,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,015,000 | 71,831,000 | 70,965,000 | 66,646,000 |
| Interest-bearing deposits | 60,231,000 | 54,967,000 | 52,800,000 | 50,430,000 |
| Noninterest-bearing deposits | 15,784,000 | 16,864,000 | 18,165,000 | 16,216,000 |
| Equity capital | 9,451,000 | 8,465,000 | 8,810,000 | 8,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,456,000 | 2,879,000 | 4,162,000 | 5,264,000 |
| Interest expense | 136,000 | 264,000 | 384,000 | 498,000 |
| Net interest income | 1,320,000 | 2,615,000 | 3,778,000 | 4,766,000 |
| Noninterest income | 52,000 | 126,000 | 128,000 | 200,000 |
| Noninterest expense | 618,000 | 1,180,000 | 1,997,000 | 2,830,000 |
| Provision for loan losses | 500,000 | 1,000,000 | 1,000,000 | 1,227,000 |
| Pretax income | 254,000 | 561,000 | 909,000 | 909,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 254,000 | 561,000 | 909,000 | 909,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,529,000 | 8,518,000 | 8,866,000 | 8,866,000 |
| Total capital | 10,452,000 | 9,387,000 | 9,752,000 | 9,704,000 |
| Risk-weighted assets | 72,077,000 | 67,645,000 | 69,215,000 | 65,505,000 |