Call reports 2014
GUNNISON VALLEY BANK — 2014
What GUNNISON VALLEY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 76,267,000 | 75,858,000 | 77,867,000 | 78,552,000 |
| Total loans | 63,725,000 | 63,448,000 | 63,425,000 | 64,214,000 |
| Allowance for loan losses | 1,008,000 | 956,000 | 973,000 | 1,014,000 |
| Securities available for sale | 1,998,000 | 2,007,000 | 2,400,000 | 2,679,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,374,000 | 67,429,000 | 69,006,000 | 69,230,000 |
| Interest-bearing deposits | 54,726,000 | 54,146,000 | 54,592,000 | 53,189,000 |
| Noninterest-bearing deposits | 12,648,000 | 13,283,000 | 14,414,000 | 16,041,000 |
| Equity capital | 8,314,000 | 7,790,000 | 8,262,000 | 8,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,226,000 | 2,463,000 | 3,739,000 | 5,004,000 |
| Interest expense | 109,000 | 221,000 | 332,000 | 445,000 |
| Net interest income | 1,117,000 | 2,242,000 | 3,407,000 | 4,559,000 |
| Noninterest income | -10,000 | 96,000 | 74,000 | 159,000 |
| Noninterest expense | 531,000 | 1,023,000 | 1,676,000 | 2,556,000 |
| Provision for loan losses | 200,000 | 1,471,000 | 1,471,000 | 1,471,000 |
| Pretax income | 376,000 | -156,000 | 334,000 | 691,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 376,000 | -156,000 | 334,000 | 691,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,408,000 | 7,875,000 | 8,365,000 | 8,722,000 |
| Total capital | 9,258,000 | 8,724,000 | 9,200,000 | 9,562,000 |
| Risk-weighted assets | 67,867,000 | 67,852,000 | 66,697,000 | 67,023,000 |