Call reports 2024
FIRST NATIONAL BANK NORTHWEST FLORIDA — 2024
What FIRST NATIONAL BANK NORTHWEST FLORIDA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 |
|---|---|---|
| Total assets | 179,155,000 | 175,755,000 |
| Total loans | 60,219,000 | 59,120,000 |
| Allowance for loan losses | 1,224,000 | 1,224,000 |
| Securities available for sale | 2,265,000 | 2,180,000 |
| Securities held to maturity | 7,074,000 | 6,875,000 |
| Trading assets | 0 | 0 |
| Total deposits | 151,962,000 | 147,550,000 |
| Interest-bearing deposits | 112,120,000 | 112,770,000 |
| Noninterest-bearing deposits | 39,842,000 | 34,780,000 |
| Equity capital | 26,154,000 | 27,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 |
|---|---|---|
| Interest income | 2,564,000 | 5,102,000 |
| Interest expense | 728,000 | 1,453,000 |
| Net interest income | 1,836,000 | 3,649,000 |
| Noninterest income | 41,000 | 80,000 |
| Noninterest expense | 763,000 | 1,551,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 1,115,000 | 2,177,000 |
| Income tax | 0 | 0 |
| Net income | 1,115,000 | 2,177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 |
|---|---|---|
| Tier 1 capital | 26,363,000 | 27,425,000 |
| Total capital | 27,050,000 | 28,097,000 |
| Risk-weighted assets | 54,435,000 | 53,260,000 |