Call reports 2022
FIRST NATIONAL BANK NORTHWEST FLORIDA — 2022
What FIRST NATIONAL BANK NORTHWEST FLORIDA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 216,417,000 | 239,376,000 | 213,468,000 | 189,617,000 |
| Total loans | 59,132,000 | 49,928,000 | 57,374,000 | 61,434,000 |
| Allowance for loan losses | 1,249,000 | 1,249,000 | 1,249,000 | 1,249,000 |
| Securities available for sale | 3,679,000 | 3,376,000 | 3,074,000 | 2,988,000 |
| Securities held to maturity | 2,521,000 | 4,474,000 | 4,468,000 | 10,455,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,191,000 | 217,327,000 | 190,691,000 | 166,876,000 |
| Interest-bearing deposits | 142,083,000 | 156,719,000 | 135,674,000 | 118,324,000 |
| Noninterest-bearing deposits | 53,108,000 | 60,608,000 | 55,017,000 | 48,552,000 |
| Equity capital | 20,534,000 | 21,230,000 | 21,895,000 | 22,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 905,000 | 2,069,000 | 3,708,000 | 5,828,000 |
| Interest expense | 28,000 | 56,000 | 81,000 | 161,000 |
| Net interest income | 877,000 | 2,013,000 | 3,627,000 | 5,667,000 |
| Noninterest income | 24,000 | 574,000 | 599,000 | 628,000 |
| Noninterest expense | 789,000 | 1,634,000 | 2,525,000 | 3,549,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 112,000 | 953,000 | 1,701,000 | 2,746,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 112,000 | 953,000 | 1,701,000 | 2,746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,570,000 | 21,410,000 | 22,159,000 | 22,269,000 |
| Total capital | 21,275,000 | 21,981,000 | 22,798,000 | 22,966,000 |
| Risk-weighted assets | 55,856,000 | 45,021,000 | 50,505,000 | 55,230,000 |