Call reports 2021
FIRST NATIONAL BANK NORTHWEST FLORIDA — 2021
What FIRST NATIONAL BANK NORTHWEST FLORIDA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 197,765,000 | 217,274,000 | 224,005,000 | 210,144,000 |
| Total loans | 71,986,000 | 76,843,000 | 70,032,000 | 60,298,000 |
| Allowance for loan losses | 1,249,000 | 1,249,000 | 1,249,000 | 1,249,000 |
| Securities available for sale | 5,525,000 | 4,979,000 | 4,610,000 | 4,157,000 |
| Securities held to maturity | 2,585,000 | 2,568,000 | 2,552,000 | 2,537,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,061,000 | 196,663,000 | 203,162,000 | 189,462,000 |
| Interest-bearing deposits | 134,980,000 | 149,471,000 | 149,490,000 | 143,904,000 |
| Noninterest-bearing deposits | 42,081,000 | 47,192,000 | 53,672,000 | 45,558,000 |
| Equity capital | 20,591,000 | 20,370,000 | 20,562,000 | 20,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,183,000 | 2,202,000 | 3,286,000 | 4,242,000 |
| Interest expense | 45,000 | 81,000 | 115,000 | 148,000 |
| Net interest income | 1,138,000 | 2,121,000 | 3,171,000 | 4,094,000 |
| Noninterest income | 31,000 | 52,000 | 350,000 | 372,000 |
| Noninterest expense | 816,000 | 1,656,000 | 2,803,000 | 3,640,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 353,000 | 517,000 | 718,000 | 826,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 353,000 | 517,000 | 718,000 | 826,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,372,000 | 20,148,000 | 20,349,000 | 20,458,000 |
| Total capital | 21,162,000 | 20,989,000 | 21,112,000 | 21,152,000 |
| Risk-weighted assets | 62,746,000 | 66,881,000 | 60,581,000 | 55,079,000 |
Machine access — free, no API key
Every figure shown here about FIRST NATIONAL BANK NORTHWEST FLORIDA — 2021 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.