Call reports 2019
FIRST NATIONAL BANK NORTHWEST FLORIDA — 2019
What FIRST NATIONAL BANK NORTHWEST FLORIDA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 173,133,000 | 176,812,000 | 182,303,000 | 177,204,000 |
| Total loans | 68,000,000 | 66,136,000 | 68,407,000 | 66,545,000 |
| Allowance for loan losses | 1,249,000 | 1,249,000 | 1,249,000 | 1,249,000 |
| Securities available for sale | 5,941,000 | 8,756,000 | 8,382,000 | 7,753,000 |
| Securities held to maturity | 1,370,000 | 1,339,000 | 1,311,000 | 1,286,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,992,000 | 158,041,000 | 163,201,000 | 157,966,000 |
| Interest-bearing deposits | 112,835,000 | 116,755,000 | 124,546,000 | 125,346,000 |
| Noninterest-bearing deposits | 42,157,000 | 41,286,000 | 38,655,000 | 32,620,000 |
| Equity capital | 17,946,000 | 18,480,000 | 18,771,000 | 19,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,636,000 | 3,365,000 | 5,066,000 | 6,680,000 |
| Interest expense | 292,000 | 629,000 | 978,000 | 1,289,000 |
| Net interest income | 1,344,000 | 2,736,000 | 4,088,000 | 5,391,000 |
| Noninterest income | 23,000 | 58,000 | 81,000 | 191,000 |
| Noninterest expense | 750,000 | 1,542,000 | 2,366,000 | 3,230,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 617,000 | 1,252,000 | 1,803,000 | 2,352,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 617,000 | 1,252,000 | 1,803,000 | 2,352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,924,000 | 18,296,000 | 18,579,000 | 18,891,000 |
| Total capital | 18,604,000 | 18,954,000 | 19,244,000 | 19,550,000 |
| Risk-weighted assets | 53,833,000 | 52,067,000 | 52,643,000 | 52,129,000 |