Call reports 2018
FIRST NATIONAL BANK NORTHWEST FLORIDA — 2018
What FIRST NATIONAL BANK NORTHWEST FLORIDA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 132,379,000 | 137,007,000 | 140,137,000 | 154,960,000 |
| Total loans | 66,544,000 | 66,007,000 | 73,136,000 | 70,463,000 |
| Allowance for loan losses | 1,351,000 | 1,351,000 | 1,251,000 | 1,250,000 |
| Securities available for sale | 7,599,000 | 7,190,000 | 5,363,000 | 5,142,000 |
| Securities held to maturity | 1,491,000 | 1,446,000 | 1,417,000 | 1,393,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,406,000 | 120,366,000 | 123,138,000 | 137,329,000 |
| Interest-bearing deposits | 91,318,000 | 93,363,000 | 95,729,000 | 104,784,000 |
| Noninterest-bearing deposits | 24,088,000 | 27,003,000 | 27,409,000 | 32,545,000 |
| Equity capital | 16,720,000 | 16,448,000 | 16,689,000 | 17,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,159,000 | 2,389,000 | 3,786,000 | 5,282,000 |
| Interest expense | 141,000 | 312,000 | 511,000 | 742,000 |
| Net interest income | 1,018,000 | 2,077,000 | 3,275,000 | 4,540,000 |
| Noninterest income | 22,000 | 59,000 | 93,000 | 462,000 |
| Noninterest expense | 749,000 | 1,501,000 | 2,392,000 | 3,150,000 |
| Provision for loan losses | 0 | 0 | -100,000 | -100,000 |
| Pretax income | 291,000 | 635,000 | 1,076,000 | 1,952,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 291,000 | 635,000 | 1,076,000 | 1,952,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,743,000 | 16,502,000 | 16,764,000 | 17,465,000 |
| Total capital | 17,377,000 | 17,137,000 | 17,477,000 | 18,161,000 |
| Risk-weighted assets | 50,024,000 | 50,104,000 | 56,501,000 | 55,130,000 |