Call reports 2017
FIRST NATIONAL BANK NORTHWEST FLORIDA — 2017
What FIRST NATIONAL BANK NORTHWEST FLORIDA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 127,865,000 | 125,510,000 | 129,208,000 | 131,684,000 |
| Total loans | 64,046,000 | 60,736,000 | 61,142,000 | 65,408,000 |
| Allowance for loan losses | 1,350,000 | 1,351,000 | 1,351,000 | 1,351,000 |
| Securities available for sale | 9,406,000 | 8,966,000 | 8,474,000 | 8,018,000 |
| Securities held to maturity | 1,650,000 | 1,608,000 | 1,569,000 | 1,528,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,366,000 | 109,061,000 | 112,579,000 | 114,866,000 |
| Interest-bearing deposits | 89,987,000 | 85,944,000 | 90,546,000 | 92,083,000 |
| Noninterest-bearing deposits | 21,379,000 | 23,117,000 | 22,033,000 | 22,783,000 |
| Equity capital | 16,264,000 | 16,137,000 | 16,264,000 | 16,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,004,000 | 2,010,000 | 3,070,000 | 4,153,000 |
| Interest expense | 98,000 | 195,000 | 306,000 | 420,000 |
| Net interest income | 906,000 | 1,815,000 | 2,764,000 | 3,733,000 |
| Noninterest income | 26,000 | 51,000 | 74,000 | 225,000 |
| Noninterest expense | 767,000 | 1,547,000 | 2,332,000 | 3,057,000 |
| Provision for loan losses | -200,000 | -200,000 | -200,000 | -200,000 |
| Pretax income | 365,000 | 519,000 | 706,000 | 1,101,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 365,000 | 519,000 | 706,000 | 1,101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,138,000 | 15,989,000 | 16,141,000 | 16,503,000 |
| Total capital | 16,807,000 | 16,614,000 | 16,759,000 | 17,123,000 |
| Risk-weighted assets | 52,884,000 | 49,312,000 | 48,702,000 | 48,922,000 |