Call reports 2026
HERITAGE BANK — 2026
What HERITAGE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 612,529,000 | 611,641,000 |
| Total loans | 273,860,000 | 299,293,000 |
| Allowance for loan losses | 2,735,000 | 2,854,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 260,046,000 | 239,647,000 |
| Trading assets | 0 | 0 |
| Total deposits | 421,621,000 | 420,541,000 |
| Interest-bearing deposits | 340,532,000 | 340,422,000 |
| Noninterest-bearing deposits | 81,089,000 | 80,120,000 |
| Equity capital | 134,526,000 | 138,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 7,529,000 | 15,527,000 |
| Interest expense | 1,280,000 | 2,608,000 |
| Net interest income | 6,249,000 | 12,919,000 |
| Noninterest income | 1,024,000 | 2,005,000 |
| Noninterest expense | 2,361,000 | 4,918,000 |
| Provision for loan losses | 120,000 | 240,000 |
| Pretax income | 4,792,000 | 9,766,000 |
| Income tax | 1,032,000 | 1,942,000 |
| Net income | 3,760,000 | 7,824,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 136,653,000 | 140,717,000 |