Call reports 2019
HERITAGE BANK — 2019
What HERITAGE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 520,144,000 | 514,964,000 | 515,307,000 | 519,856,000 |
| Total loans | 205,933,000 | 199,222,000 | 205,864,000 | 199,668,000 |
| Allowance for loan losses | 4,082,000 | 4,090,000 | 4,083,000 | 4,010,000 |
| Securities available for sale | 60,641,000 | 57,055,000 | 55,918,000 | 53,663,000 |
| Securities held to maturity | 210,361,000 | 222,162,000 | 217,013,000 | 209,027,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 397,055,000 | 385,010,000 | 377,503,000 | 388,536,000 |
| Interest-bearing deposits | 308,353,000 | 301,856,000 | 292,377,000 | 295,172,000 |
| Noninterest-bearing deposits | 88,702,000 | 83,154,000 | 85,126,000 | 93,364,000 |
| Equity capital | 76,265,000 | 78,772,000 | 81,379,000 | 83,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,030,000 | 9,893,000 | 14,634,000 | 19,023,000 |
| Interest expense | 575,000 | 1,173,000 | 1,763,000 | 2,242,000 |
| Net interest income | 4,455,000 | 8,720,000 | 12,871,000 | 16,781,000 |
| Noninterest income | 926,000 | 1,857,000 | 2,947,000 | 4,052,000 |
| Noninterest expense | 1,924,000 | 4,004,000 | 5,984,000 | 8,133,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,457,000 | 6,578,000 | 9,950,000 | 12,816,000 |
| Income tax | 768,000 | 1,466,000 | 2,219,000 | 2,852,000 |
| Net income | 2,689,000 | 5,112,000 | 7,731,000 | 9,964,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,137,000 | 76,512,000 | 79,233,000 | 81,219,000 |
| Total capital | 78,206,000 | 80,422,000 | 83,316,000 | 85,136,000 |
| Risk-weighted assets | 325,491,000 | 312,639,000 | 329,246,000 | 313,296,000 |