Call reports 2017
HERITAGE BANK — 2017
What HERITAGE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 596,548,000 | 590,959,000 | 603,218,000 | 593,567,000 |
| Total loans | 210,091,000 | 222,005,000 | 236,156,000 | 231,302,000 |
| Allowance for loan losses | 4,247,000 | 4,255,000 | 4,262,000 | 4,270,000 |
| Securities available for sale | 62,392,000 | 57,247,000 | 87,529,000 | 80,532,000 |
| Securities held to maturity | 226,870,000 | 226,939,000 | 256,950,000 | 217,660,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 437,021,000 | 413,787,000 | 402,159,000 | 410,681,000 |
| Interest-bearing deposits | 412,401,000 | 390,958,000 | 379,413,000 | 384,880,000 |
| Noninterest-bearing deposits | 24,620,000 | 22,829,000 | 22,746,000 | 25,801,000 |
| Equity capital | 98,148,000 | 99,284,000 | 100,708,000 | 101,987,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,905,000 | 7,887,000 | 12,188,000 | 16,482,000 |
| Interest expense | 248,000 | 506,000 | 805,000 | 1,175,000 |
| Net interest income | 3,657,000 | 7,381,000 | 11,383,000 | 15,307,000 |
| Noninterest income | 1,018,000 | 1,989,000 | 2,935,000 | 4,122,000 |
| Noninterest expense | 2,172,000 | 4,380,000 | 6,560,000 | 9,000,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,503,000 | 4,990,000 | 7,758,000 | 10,429,000 |
| Income tax | 25,000 | 75,000 | 126,000 | 168,000 |
| Net income | 2,478,000 | 4,915,000 | 7,632,000 | 10,261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,318,000 | 95,585,000 | 97,148,000 | 98,765,000 |
| Total capital | 98,565,000 | 99,840,000 | 101,356,000 | 102,911,000 |
| Risk-weighted assets | 371,540,000 | 348,467,000 | 336,577,000 | 331,611,000 |