Call reports 2013
HERITAGE BANK — 2013
What HERITAGE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 598,930,000 | 572,237,000 | 554,866,000 | 623,582,000 |
| Total loans | 216,684,000 | 233,697,000 | 251,754,000 | 287,998,000 |
| Allowance for loan losses | 4,116,000 | 4,118,000 | 4,117,000 | 4,117,000 |
| Securities available for sale | 231,173,000 | 202,978,000 | 193,605,000 | 187,785,000 |
| Securities held to maturity | 0 | 27,113,000 | 51,492,000 | 77,548,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 442,725,000 | 407,950,000 | 394,392,000 | 465,806,000 |
| Interest-bearing deposits | 417,252,000 | 385,858,000 | 372,413,000 | 436,224,000 |
| Noninterest-bearing deposits | 25,473,000 | 22,092,000 | 21,979,000 | 29,582,000 |
| Equity capital | 85,600,000 | 85,707,000 | 86,868,000 | 85,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,979,000 | 7,884,000 | 11,976,000 | 16,303,000 |
| Interest expense | 384,000 | 724,000 | 1,046,000 | 1,365,000 |
| Net interest income | 3,595,000 | 7,160,000 | 10,930,000 | 14,938,000 |
| Noninterest income | 908,000 | 1,798,000 | 2,916,000 | 4,212,000 |
| Noninterest expense | 2,100,000 | 4,300,000 | 6,491,000 | 10,954,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,403,000 | 4,658,000 | 7,355,000 | 8,196,000 |
| Income tax | 47,000 | 93,000 | 139,000 | 186,000 |
| Net income | 2,356,000 | 4,565,000 | 7,216,000 | 8,010,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,777,000 | 77,985,000 | 78,708,000 | 77,488,000 |
| Total capital | 79,300,000 | 81,683,000 | 82,554,000 | 81,605,000 |
| Risk-weighted assets | 281,462,000 | 295,469,000 | 341,884,000 | 388,803,000 |
Machine access — free, no API key
Every figure shown here about HERITAGE BANK — 2013 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.