Call reports 2009
HERITAGE BANK — 2009
What HERITAGE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 489,448,000 | 484,446,000 | 494,997,000 | 495,041,000 |
| Total loans | 228,117,000 | 238,208,000 | 256,481,000 | 242,081,000 |
| Allowance for loan losses | 4,034,000 | 4,184,000 | 4,331,000 | 4,394,000 |
| Securities available for sale | 186,496,000 | 181,392,000 | 179,426,000 | 180,500,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 355,206,000 | 344,556,000 | 340,334,000 | 357,700,000 |
| Interest-bearing deposits | 334,924,000 | 323,284,000 | 311,438,000 | 333,798,000 |
| Noninterest-bearing deposits | 20,282,000 | 21,272,000 | 28,896,000 | 23,902,000 |
| Equity capital | 48,199,000 | 49,463,000 | 51,434,000 | 53,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,158,000 | 10,687,000 | 16,309,000 | 21,851,000 |
| Interest expense | 1,394,000 | 2,757,000 | 4,081,000 | 5,235,000 |
| Net interest income | 3,764,000 | 7,930,000 | 12,228,000 | 16,616,000 |
| Noninterest income | 625,000 | 1,417,000 | 2,430,000 | 3,495,000 |
| Noninterest expense | 2,582,000 | 5,956,000 | 10,642,000 | 13,257,000 |
| Provision for loan losses | 50,000 | 200,000 | 350,000 | 500,000 |
| Pretax income | 1,756,000 | 3,919,000 | 4,393,000 | 7,081,000 |
| Income tax | 36,000 | 72,000 | 115,000 | 158,000 |
| Net income | 1,720,000 | 3,847,000 | 4,278,000 | 6,923,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,798,000 | 36,191,000 | 38,893,000 | 41,646,000 |
| Total capital | 37,308,000 | 39,867,000 | 42,719,000 | 45,372,000 |
| Risk-weighted assets | 286,756,000 | 293,604,000 | 305,607,000 | 297,430,000 |
Machine access — free, no API key
Every figure shown here about HERITAGE BANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.