Call report 2026Q2
SOUTHERN MICHIGAN BANK & TRUST — 2026Q2
The 22 measures SOUTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2026Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,681,505,000 | USD | evidence → |
| Total loans | 1,277,802,000 | USD | evidence → |
| Allowance for loan losses | 15,248,000 | USD | evidence → |
| Securities available for sale | 154,086,000 | USD | evidence → |
| Securities held to maturity | 71,622,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,404,337,000 | USD | evidence → |
| Interest-bearing deposits | 1,152,927,000 | USD | evidence → |
| Noninterest-bearing deposits | 251,410,000 | USD | evidence → |
| Equity capital | 155,690,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 44,427,000 | USD | evidence → |
| Interest expense | 17,149,000 | USD | evidence → |
| Net interest income | 27,278,000 | USD | evidence → |
| Noninterest income | 3,463,000 | USD | evidence → |
| Noninterest expense | 21,332,000 | USD | evidence → |
| Provision for loan losses | 532,000 | USD | evidence → |
| Pretax income | 8,651,000 | USD | evidence → |
| Income tax | 1,464,000 | USD | evidence → |
| Net income | 7,187,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 152,487,000 | USD | evidence → |