Call report 2016Q2
SOUTHERN MICHIGAN BANK & TRUST — 2016Q2
The 22 measures SOUTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2016Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 596,510,000 | USD | evidence → |
| Total loans | 417,978,000 | USD | evidence → |
| Allowance for loan losses | 4,916,000 | USD | evidence → |
| Securities available for sale | 101,979,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 495,511,000 | USD | evidence → |
| Interest-bearing deposits | 465,222,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,289,000 | USD | evidence → |
| Equity capital | 72,761,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,898,000 | USD | evidence → |
| Interest expense | 715,000 | USD | evidence → |
| Net interest income | 10,183,000 | USD | evidence → |
| Noninterest income | 3,299,000 | USD | evidence → |
| Noninterest expense | 9,228,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 4,196,000 | USD | evidence → |
| Income tax | 1,187,000 | USD | evidence → |
| Net income | 3,009,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 58,140,000 | USD | evidence → |
| Total capital | 63,056,000 | USD | evidence → |
| Risk-weighted assets | 482,353,000 | USD | evidence → |