Call report 2014Q3
SOUTHERN MICHIGAN BANK & TRUST — 2014Q3
The 22 measures SOUTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2014Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 542,604,000 | USD | evidence → |
| Total loans | 398,298,000 | USD | evidence → |
| Allowance for loan losses | 5,254,000 | USD | evidence → |
| Securities available for sale | 85,091,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 458,960,000 | USD | evidence → |
| Interest-bearing deposits | 433,138,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,822,000 | USD | evidence → |
| Equity capital | 65,190,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,151,000 | USD | evidence → |
| Interest expense | 1,051,000 | USD | evidence → |
| Net interest income | 14,100,000 | USD | evidence → |
| Noninterest income | 4,628,000 | USD | evidence → |
| Noninterest expense | 13,287,000 | USD | evidence → |
| Provision for loan losses | 325,000 | USD | evidence → |
| Pretax income | 5,197,000 | USD | evidence → |
| Income tax | 1,442,000 | USD | evidence → |
| Net income | 3,755,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 51,420,000 | USD | evidence → |
| Total capital | 56,674,000 | USD | evidence → |
| Risk-weighted assets | 425,446,000 | USD | evidence → |
Machine access — free, no API key
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