Call reports 2025
VILLAGE BANK — 2025
What VILLAGE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 400,021,000 | 397,331,000 | 413,803,000 | 418,381,000 |
| Total loans | 283,671,000 | 281,189,000 | 282,700,000 | 292,981,000 |
| Allowance for loan losses | 3,754,000 | 3,831,000 | 4,144,000 | 4,963,000 |
| Securities available for sale | 96,039,000 | 91,354,000 | 110,938,000 | 104,939,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 365,451,000 | 364,433,000 | 362,369,000 | 361,129,000 |
| Interest-bearing deposits | 268,416,000 | 268,669,000 | 270,707,000 | 262,646,000 |
| Noninterest-bearing deposits | 97,035,000 | 95,764,000 | 91,662,000 | 98,483,000 |
| Equity capital | 24,366,000 | 26,052,000 | 28,182,000 | 28,923,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,567,000 | 9,482,000 | 14,397,000 | 19,605,000 |
| Interest expense | 1,417,000 | 2,871,000 | 4,352,000 | 5,965,000 |
| Net interest income | 3,150,000 | 6,611,000 | 10,045,000 | 13,640,000 |
| Noninterest income | 430,000 | 875,000 | 1,335,000 | 1,792,000 |
| Noninterest expense | 2,712,000 | 5,492,000 | 8,282,000 | 10,782,000 |
| Provision for loan losses | 103,000 | 193,000 | 523,000 | 1,345,000 |
| Pretax income | 765,000 | 1,482,000 | 2,255,000 | 3,045,000 |
| Income tax | 15,000 | 65,000 | 122,000 | 263,000 |
| Net income | 750,000 | 1,417,000 | 2,133,000 | 2,782,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,879,000 | 36,090,000 | 36,627,000 | 36,836,000 |
| Total capital | 39,495,000 | 39,660,000 | 40,244,000 | 40,570,000 |
| Risk-weighted assets | 289,053,000 | 285,193,000 | 288,692,000 | 297,414,000 |