Call reports 2022
VILLAGE BANK — 2022
What VILLAGE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 408,989,000 | 412,935,000 | 406,748,000 | 407,691,000 |
| Total loans | 241,643,000 | 231,783,000 | 237,474,000 | 250,069,000 |
| Allowance for loan losses | 3,109,000 | 3,193,000 | 3,181,000 | 3,176,000 |
| Securities available for sale | 121,326,000 | 130,347,000 | 134,020,000 | 133,340,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 383,115,000 | 391,435,000 | 389,506,000 | 384,411,000 |
| Interest-bearing deposits | 252,245,000 | 249,515,000 | 241,364,000 | 240,690,000 |
| Noninterest-bearing deposits | 130,870,000 | 141,921,000 | 148,142,000 | 143,721,000 |
| Equity capital | 23,413,000 | 19,045,000 | 14,912,000 | 17,908,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,245,000 | 6,557,000 | 10,036,000 | 13,768,000 |
| Interest expense | 141,000 | 269,000 | 387,000 | 579,000 |
| Net interest income | 3,104,000 | 6,288,000 | 9,649,000 | 13,189,000 |
| Noninterest income | 983,000 | 1,660,000 | 2,226,000 | 2,751,000 |
| Noninterest expense | 3,145,000 | 6,322,000 | 9,509,000 | 12,688,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 942,000 | 1,626,000 | 2,366,000 | 3,252,000 |
| Income tax | 125,000 | 250,000 | 250,000 | 250,000 |
| Net income | 817,000 | 1,376,000 | 2,116,000 | 3,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,804,000 | 32,193,000 | 32,934,000 | 33,805,000 |
| Total capital | 34,913,000 | 35,386,000 | 36,115,000 | 36,981,000 |
| Risk-weighted assets | 259,954,000 | 256,061,000 | 257,387,000 | 265,546,000 |